Coronavirus (COVID-19) Information and Resources
Updated: April 18, 2021
The Capital Region Chamber is dedicated to providing leadership and resources for our members and region. While we may be in a time of uncertainty, our commitment will not change.
It is important for each of us to stay informed and we believe that providing links to resources in one central location will help everyone in our community to make the best decisions possible.
We are providing guidelines and suggestions to help you open your doors while supporting and protecting your employees and customers. Please click here for the Capital Region Guide to Reopening.
*The Chamber has compiled a list of members who are offering PPE. Please click here for details.
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| Paycheck Protection Program | EIDL Emergency Advance | SBA Express Bridge Loans | SBA Debt Relief |
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American Rescue Plan Relief Allocation Summaries
Click here to view a breakdown of estimated state and local funding allocations through the American Rescue Plan.
Click here to view a breakdown of estimated state-specific education and childcare funding allocations through the American Rescue Plan.
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Grant Programs
The U.S. Small Business Administration launched a splash page for the Shuttered Venue Operators Grant (SVOG) application portal on March 19 in anticipation of opening applications for the much-anticipated critical economic relief program on Thursday, April 8, 2021.
Troy Small Business Grant Program Applicants must own business in the City of Troy, have 20 employees or less, and suffered a revenue loss of at least 25% due to COVID-19. The application deadline is April 22 at 5 p.m.
Saratoga County IDA PPE Grant Program
City of Schenectady with Community Development Block Grant (CDBG-CV)
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COVID-19 Vaccine
New York has launched an “Am I Eligible?” app to help New Yorkers determine which phase of the state’s vaccination schedule they currently fall in, schedule appointments for vaccination, and identify nearby providers. The state is also encouraging residents to make appointments through its vaccine hotline at 1-833-697-4829.
Click here for more information about the COVID-19 vaccine
COVID-19 Vaccine FAQs from the U.S. Chamber of Commerce
The Regional VAC Hub has launched a communication toolkit for providers to use when communicating about the vaccine. There are also resources related to the NYS Department of Health’s messaging strategy are located here.
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New Federal Pandemic Relief Package, PPP and EIDL
March 30, 2021: The U.S. Small Business Administration is increasing the maximum amount small businesses and non-profit organizations can borrow through its COVID-19 Economic Injury Disaster Loan (EIDL) program. Starting the week of April 6, 2021, the SBA is raising the loan limit for the COVID-19 EIDL program from 6-months of economic injury with a maximum loan amount of $150,000 to up to 24-months of economic injury with a maximum loan amount of $500,000.
Updated PPP Loan Application for Sole Proprietors (March 3, 2021)
Updated PPP Guidance from the U.S. Small Business Administration (SBA) and the U.S. Department of the Treasury (as of January 17, 2021)
On January 15, 2021, the Capital Region Chamber and Michael Poveda and Ali Baydoun of UHY Advisors hosted a webinar about the new round of Paycheck Protection Program (PPP). Click here to view the recording.
On January 14, 2021, The Towne Law Firm, P.C. hosted a webinar regarding the second round of PPP and how it effects small businesses. Click here to view the recording.
If you were unable to attend one of the recent webinars on the new Covid-19 Stimulus programs hosted by the Small Business Development Center, they are currently available for on-demand viewing here.
Top-line Overview of First Draw PPP (sba.gov)
Top-line Overview of Second Draw PPP (sba.gov)
U.S. Chamber Guide to Small Business COVID-19 Emergency Loans
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Guidelines for Businesses
All employers should be ready to implement strategies to protect their workforce from the Coronavirus while ensuring continuity of operations. Please see below for guides to learn more about how employers and employees can prepare for and address the impacts of the Coronavirus.
Opening Up America Again (released April 16, 2020)
Empire State Development is providing up-to-date guidance for the agency’s partners and other stakeholders impacted by the virus. Please click here for more information.
Under legislation signed by Governor Cuomo, New York workers are guaranteed job protection and financial compensation while they are on a mandatory or precautionary quarantine order due to COVID-19. Click here for more information about Paid Sick Leave for COVID-19 Impacted New Yorkers.
https://paidfamilyleave.ny.gov/covid19
The U.S. Department of Labor’s Wage and Hour Division (WHD) published its first round of implementation guidance pursuant to the Families First Coronavirus Response Act (FFCRA). The guidance addresses critical questions such as:
- How does an employer count its number of employees to determine coverage?
- How can small businesses obtain an exemption?
- How does an employer count hours for part-time employees?
- How does an employer calculate wages employees are entitled to under the FFCRA?
The initial WHD guidance is available in three-parts:
Fact Sheet for Employees
Fact Sheet for Employers
Questions & AnswersCoronavirus (COVID-19) Workplace Tips for Employees
Guidance For Employers To Plan and Respond To Coronavirus
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Empire State Cluster Guidance
For guidance for determining whether a business enterprise is subject to a workforce reduction under Executive Order 202.68, related to New York’s Cluster Action Initiative to address COVID-19 hotspots, please click here.
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Summary of CARES Act
The Coronavirus Aid, Relief and Economic Security (CARES) Act was passed and has allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn. Please see below for helpful links that break down details and its impact.
The Small Business Owners Guide to the CARES Act
Summary of Bipartisan Agreement on “CARES” Act
CARES Act Section by Section Overview
Coronavirus Aid, Relief, and Economic Security Act: What Small Businesses Need to Know
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Official News from the Office of the Governor
For the most up to date news, please visit https://www.governor.ny.gov/news.
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Guidance Regarding Essential Businesses
Please continue to check back for updates.
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SBA Economic Disaster Loan Programs & Resources
The U.S. Small Business Administration (SBA) is providing low-interest loans to for-profit and non-profit businesses of all sizes.
U.S. Small Business Administration Fact Sheet – Economic Injury Disaster Loans
US Chamber Guide to SBA’s EIDL
US Chamber Guide to the Employee Retention Tax Credit
Listen to the Recording: SBA Economic Disaster Loan Programs Zoom Information Session
Eligibility for Economic Injury Disaster Loans is based on the financial impact of the Coronavirus (COVID-19). The interest rate is 3.75 percent for small businesses. The interest rate for private non-profit organizations is 2.75 percent. SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years and are available to entities without the financial ability to offset the adverse impact without hardship.
Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloan.sba.gov/ela. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservic[email protected] for more information on SBA disaster assistance. Individuals who are deaf or hard-of-hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
The deadline to apply for an Economic Injury Disaster Loan is Dec. 18, 2020.
For more information about available SBA resources and services, please visit: https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources
If you have a question in filling out the application, please contact John Skrobela on our Chamber team.
If you are looking for short-term capital to keep people working or to cover expenses ask your local bank if they are an SBA-preferred lender. If they are, the SBA Express program is offering bridge loans to those impacted by the outbreak. Loans of up to $25,000 are available for short term operating needs. Click here for more information.
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Labor/Workforce Information & Updates
NYS is waiving the 7-Day waiting period for Unemployment Insurance benefits for people who are out of work due to Coronavirus (COVID-19) closures or quarantines. Click here to learn more.
On March 18, 2020, Governor Cuomo signed emergency legislation guaranteeing job protection and pay for New Yorkers who have been quarantined as a result of novel coronavirus, or COVID-19. Read more here.
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Upcoming & Recorded Webinars
Recorded Webinars
On May 20, Manchester Media presented the Survival Marketing Workshop. View the recorded webinar here.
On May 19, the Times Union, Hugh Johnson Advisors and local business leaders discussed Back to Business: Retooling your Business. View the recorded webinar here.
On May 5, 2020, Lt. Governor Kathy Hochul reviewed the framework for reopening New York and discussed factors that will drive how and when regions and industries will reopen. View the recorded conversation here.
On Tuesday, April 21 Senator Charles Schumer spoke about stimulus package and how he’s actively working with other congressional leaders and the White House to craft the next wave of federal support to aid businesses during this critical time. View the recorded webinar here.
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Small Business Impact & Resources
More than 85% of the Chamber’s membership is made up of businesses and organizations with less than 20 employees. We understand the impact that Coronavirus is having on you, your business and employees. While you may be looking for short-term loan options, we remind you to be cautious of scammers who offer “quick money” or deals that are too good to be true. Please be sure to take the time to read contracts and/or fine print. We also recommend that members reach out to their various lending contacts and request possible forbearance of payment periods.
Economic Recovery and COVID-19 Loans for Small Businesses
Dec. 15: New York Forward Small Business Lease Assistance Partnership
View the small business guide and checklist on emergency loans from the U.S. Chamber of Commerce
The Small Business Owners Guide to the CARES Act
Updated June 16: The Fed Reserve has announced that the Main Street Lending Program is now active. The program was established to support lending to small and medium-sized businesses that were in sound financial condition before the onset of the COVID-19 pandemic.
- Independent Contractors Guide to CARES Act Relief
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Federal, State and County Resources
As this situation is ever-changing, please regularly check this page, the NYS Department of Health COVID-19 webpage and the CDC Coronavirus webpage for updates. Also, each of our counties have websites that they will be updating as necessary.
To help protect yourself from COVID-19 and stop the spread of germs, download the COVID-19 and “attention all visitors” signs.
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Resources for Nonprofits
US Chamber Briefing for Nonprofits & COVID-19 Funding
US Chamber Emergency Loan Guidelines
NYCON has gathered local and national resources that your nonprofit may find helpful in light of the COVID-19/Coronavirus Pandemic. Please click here for links and resources.
The Institute of Nonprofit Leadership and Community Development at The University at Albany is moving all of their nonprofit workshops online with free access. Check out their calendar here.
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Resources for Restaurant Owners & Retail
SBA is awarding funding through the Restaurant Revitalization Program to restaurants, bars, and other similar places of business that serve food or drink. The purpose of this funding is to provide support to eligible entities that suffered revenue losses related to the COVID-19 pandemic.
NYS is waiving the 7-Day waiting period for Unemployment Insurance benefits for people who are out of work due to Coronavirus (COVID-19) closures or quarantines. Click here to learn more.
Feed Albany was launched by a group of concerned restaurant professionals, a business executive and local official who saw an opportunity to help both unemployed restaurant employees and those in need by providing prepared meal solutions to at risk and in need individuals in the Capital Region.
The New York State Restaurant Association is constantly updating their website with the latest information. Please check back frequently.
The Retail Council of NYS has established RetailNewYork.com, an online directory that enables NY retailers to safely sell goods and services.
Guidance for Cleaning and Disinfection for COVID-19 for Retail Stores
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Restaurants Offering Delivery & Pick-up
Many local organizations and news outlets have been doing a great job keeping track of restaurants and small businesses that are offering delivery/curbside pick-up etc. per the guidelines from New York State. Please see below for links (by county)
Saratoga County
– Clifton Park Restaurant and Grocery Guide
–Halfmoon Restaurant and Grocery Guide
– https://www.saratoga.org/tourism/take-out-week/
Albany Times Union Guide to Food Delivery & Takeout (search by city, cuisine or zip code)
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Notice Regarding Chamber Offices, Events and Programs
Due to COVID-19, please note all three office locations of the Capital Region Chamber are closed to the public until future notice. Our staff are working remotely and can be contacted through the Chamber directory at 518.431.1400 or by email as found on our homepage.
Currently, we are not offering the ability to rent our conference rooms located in Albany, Clifton Park and Schenectady. To stay up to date on the status of our events, please visit our events calendar.
Certificates of Origin will be done by appointment only. Please see below for locations, dates and times.
Office in Clifton Park: 58 Clifton Country Road, Suite 102, Clifton Park on Tuesday and Thursday from 9 – 10:30 a.m. Please email Sheila Whinnery to schedule your appointment.
Office in Schenectady: 1473 Erie Blvd, 3rd Floor, Schenectady (building next to the casino with the pedestrian walkway going over Erie Blvd. We are on the casino side of the building) on Monday, Wednesday and Friday from 3 – 4 p.m. Please email Sharon Cutler to schedule your appointment.
Sheila and Sharon need to be NOTIFIED IN ADVANCE if you intend on coming by.
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Employment Opportunities and Resources
The Chamber has compiled a list of businesses who are currently looking to hire along with local recruitment and staffing firms who can assist you. Please check back as we will be updating this document as necessary.
Job & Employment Opportunities
You can also view current openings on the Chamber’s job board.
Resources Shared from Virtual Town Hall on April 30: Moving Forward: Adapting Your Career Transitioning or Job Search During COVID-19
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Guidance and Resources for Small and Medium Manufacturers
http://www.mfgfoundation.com/covid-19-guidance-resources-for-small-and-medium-manufacturers/
COVID-19 HR Guidance for Manufacturers – watch the recorded webinar here.
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Changes to Hospital/Medical Visitor Guidelines
Local hospitals have updated their visitor guidelines. Please be sure to call in advance to ask about their policies.
Update from Albany Medical Center re: visitor guidelines
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Online Education Resources
Capital Region BOCES has created a webpage providing continuous COVID-19 updates regarding continuity of instruction, meals for students, and childcare resources every weekday. View their website here.
WMHT Public Media has introduced a new programming block in coordination with Capital Region Board of Cooperative Educational Services (BOCES) to support in-home learning for grades 4-12. Learn more here.
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Mental Health Resources
Please take the time to read this article from the American Foundation for Suicide Prevention about how to take care of your mental health in the face of uncertainty.
Mental Health and Coping During COVID-19 _ CDC
The Guardian: If coronavirus scares you, read this to take control over your health anxiety
Mental Health Association in New York State, Inc.
Second Nature Counseling and New York Online Counseling Collaborative are supporting parents and students through the COVID-19 crisis. Visit their respective websites for additional info.
- Child Care Resources and Information
